your 50/30/20 budget
Enter your monthly take-home income and what you actually spend. We compare it with the 50/30/20 guide.
Left over (or short)–
Yellow line = what you spend; grey line = the 50/30/20 goal. It's a guide, not a rule: in expensive cities, needs often take more than 50%.
Estimate, not advice. These results are estimates for planning only, based on 2026 federal rules. They are not tax, legal or financial advice. Your real numbers depend on your full situation.
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